AEOGPB

Odds and strategy
Punto banco has both some of the lowest house edges among casino table games, and some of the highest. The player bet has, relative to most casino bets, a low house edge of 1.24%, and the banker bet (accounting for the 5% commission on the win) is even lower, at 1.06%. In contrast, the tie bet, which pays 8-to-1, has a high house edge of 14.4%. Most casinos in the United Kingdom pay the tie at 9-to-1, resulting in a house edge of approximately 4.85%.

House edge for punto banco (with an 8-deck shoe)
If bank/banco wins 1.06%
If player/punto wins 1.24%
If ties (8-to-1 payout) 14.4%
If ties (9-to-1 payout) 4.85%

Card counting can be employed to reduce the house edge by about 0.05%. If paired with a technique known as edge sorting, baccarat players can obtain a significant edge versus the casino.

Punto banco is a pure game of chance and therefore it is not possible for a gambler's bets to be rationally motivated.